Secondary medical insurance is easy if you by two measures, rather than one covered. This could happen if you are a student 25 or under and not yet covered under the comprehensive plan, or if you cover both you and your spouse.
If you have overlapping coverage, there are some advantages of these and you should not write them off as a waste of money immediately.
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For example, if you or your loved oneneed for greater coverage than that offered by a provider. If only one criterion for the hospital stays of up to $ 100,000 and you receive a bill for $ 150 000 will be responsible for the remaining $ 50,000.
However, if you have secondary coverage, this policy would then kick in. If it would not be a secondary supplier, you pay for the additional costs out of pocket.
If you have a secondary policy, you have on your main company, otherwise you could opencommit fraud.
The reason is that some people actually try to make a profit, making claims on both policies for the same thing. In this case, if you tried to make a $ 100,000 credit from both companies should make a profit of $ 50,000, but you would be breaking the law.
If you have a secondary political and does not cost too much, then it is probably a good idea to keep it. Unlike insurance than the rest of the 46 million Americans are uninsured or underwith secondary insurance you describe your set-aside and a little 'extra protection never hurt anyone.
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